When the page applies
These terms explain how you create an account, accept changes, keep your login secure, and ask us to check a clause or record. If a local rule affects any part of this page, the local rule applies for that part, and the rest of the terms
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stay in force where they fit. We may revise the text when law, verification checks, or service rules change, and the version shown here is the one that governs your use from that point onward. For local payment context, the same account rules apply whether you
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use UPI, Paytm, PhonePe, or Google Pay, because the contract sits above the payment rail and sets the conduct around it.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.